The research division of InsureTech, Inc. — independent, interdisciplinary risk analysis & policy studies.
Interdisciplinary research across the full disaster continuum

Understanding risk through observation, analysis & human behavior.

The Risk and Policy Institute explores approaches to disaster avoidance, preparedness, response, recovery, reconstruction, and resilience — integrating technical analysis, social convention, and the way people actually behave under uncertainty.

4
Interdisciplinary Focus Areas
6
Phases of the Disaster Continuum
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Active Research Projects
USC · JPL
Research Collaborations

Our Mission

Risk is never one discipline's problem.

We study how the built environment, the natural world, technology, and human decisions collide to produce — or prevent — disaster. Our work spans the entire lifecycle of an extreme event, from the choices that avoid it to the systems that help communities recover and endure.

The Disaster Continuum

01
Avoidance
Preventing the event before it begins
02
Preparedness
Planning, drills, and readiness
03
Response
Coordinated action in the moment
04
Recovery
Restoring services and function
05
Reconstruction
Rebuilding better than before
06
Resilience
Enduring capacity to withstand

Our Framework

Disaster risk & decision analysis

We connect the metrics that describe a disaster, the levers available to act on it, and the objectives that define success — all under real risks and uncertainties. Outcomes feed back to refine the metrics, so the framework keeps the whole continuum in view and investments can be judged against what actually matters.

MetricsLeversObjectives
Disaster Risk and Decision Analysis framework Initial conditions and drivers feed Risks and Uncertainties, which bear on Metrics, Levers, and Objectives. Metrics flow to Levers to Objectives, and outcomes loop back from Objectives to refine the Metrics. Risks & Uncertainties Initial conditions & drivers Initial conditions of a disaster Prior mutual agreements Intentional acts — war, terrorism, crime Unintentional acts — accidents, failures Natural hazards — quake, flood, storm Drought, tsunami, disease Prevailing laws & regulations Metrics WHAT WE MEASURE Levers WHAT WE CAN DO Objectives WHAT SUCCESS IS Outcomes refine the metrics — a continuous loop

Explore a scenario

Choose a hazard to see how the framework plays out — the metrics we'd track, the levers we'd pull, and the objectives they serve.

Metrics what we measure
    Levers what we can do
      Objectives what success is

        Focus Areas

        Four lenses on a single question

        Our research is organized around four interconnected subject areas. Select one to see what it covers.

        Technology & Risk

        How infrastructure, technology, and destruction intersect across intentional, unintentional, and natural extreme events.

        Risk & the Environment

        Climate change, sustainable energy and agriculture, industrial greening, and market-based environmental solutions.

        Education & Risk

        Education as a foundational component of nearly every policy challenge — from poverty reduction to economic development.

        Risk, Response & Resilience

        How organizations and governments prepare for, mitigate, and recover from disaster with integrated, evidence-based approaches.

        Our Projects

        Research in the field

        Applied studies that put the Institute's focus areas to work on concrete, high-stakes questions of public risk and policy.

        Hazardous Facilities

        Rancho LPG Siting

        A study of the disputed San Pedro butane storage facility — how risk management differs for planned versus existing hazardous sites, and the siting of aboveground LPG storage away from population centers.

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        Community Vulnerability

        San Pedro & Wilmington Vulnerability Assessment

        A place-based assessment and analysis of the layered hazards facing the San Pedro and Wilmington communities of the Los Angeles Harbor area.

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        Public Safety

        School Shooting Project

        Research into the patterns, precursors, and prevention of school shootings, and the policy responses intended to reduce their frequency and severity.

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        Industrial Hazard Mapping

        U.S. Ammonia Storage Facilities

        Mapping ammonia storage facilities across the United States alongside their maximum concern zones — the areas that would be affected in a worst-case release.

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        Science Communication

        Earth Sciences Communication Initiative

        A collaborative effort with USC, NASA's Jet Propulsion Laboratory, the Annenberg School, and the Civic Center on Religion and Society to reframe climate communication and preservation.

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        Our Approach

        The ideas that guide our work

        Decisive historical changes do not come from great wars… it is enough that the heart of man incline its sensitive crown.

        — José Ortega y Gasset

        Science through its physical and technological consequences is now determining the relations which human beings, severally and in groups, sustain to one another.

        — John Dewey

        The Universe is made of stories, not of atoms.

        — Muriel Rukeyser
        Our People

        Independent research, led by practitioners.

        The Risk and Policy Institute brings together researchers who work at the intersection of policy analysis, risk management, insurance, and quantitative modeling. We publish independent studies, curate research resources, and advise on the hardest problems in public risk.

        The Institute is the research division of InsureTech, Inc.

        CS

        Carl Southwell

        Risk & Policy Analyst

        Carl works across policy and risk analysis, insurance, quantitative modeling, and actuarial science. He holds a doctorate in Policy, Planning, and Development from USC and an undergraduate degree from the University of Chicago.

        carl@riskandpolicy.org Google Scholar ↗

        Contact

        Start a conversation

        Whether you're a public agency, a fellow researcher, or a journalist working on a risk or policy story, we'd like to hear from you. Send a note and we'll respond directly.

        Direct Inquiriescarl@riskandpolicy.org
        AffiliationResearch Division of InsureTech, Inc.
        Research LibraryTools, data & maps